Auto Insurance
Motorcycle, auto, and car insurance in Jupiter and Palm Beach Gardens, FL is an absolute necessity. Driving provides every individual a sense of freedom, but with every freedom there are responsibilities. The most important responsibility while driving is the safety of yourself, of your passengers, fellow drivers and your surroundings. Car insurance from Route 1 helps you live up to that responsibility by ensuring your ability to cover the expense of potential damages or injuries.
Jupiter automobile insurance also protects the investment in your vehicle and offers a means to manage unexpected expenses due to an accident, vandalism or theft. After all, an accident is just that, an unplanned event. You cannot predict them, and no matter how safe your driving is you cannot plan for others.
The law requires a certain minimum level of coverage in order to drive – this is a well known fact. Furthermore, if you get in an accident, there are other forms of coverage you must have to avoid additional penalties.
Beyond legal responsibilities, many lenders require comprehensive coverage of a vehicle to maintain your loan. While lenders may buy insurance for you if your coverage lapses, what they acquire on your behalf will generally be more expensive for the coverage compared to what you can get elsewhere (nevermind that the cost gets added to your principal balance).
In addition, we also have Jupiter and Palm Beach Garden’s Homeowner’s & Renter’s Insurance.
What does Automobile Insurance in Jupiter and Palm Beach Gardens cover?
Automobile insurance in Palm Beach Gardens and Jupiter is divided into several different types of coverage:
- Florida Automobile Insurance Liability Insurance in Jupiter and Palm Beach Gardens covers damage to other people’s property and injuries you may cause while operating an automobile.
- Florida Automobile Insurance Collision in Jupiter and Palm Beach Gardens covers damage to your own vehicle in an accident.
- Florida Automobile Insurance in Jupiter and Palm Beach Gardens “Other than collision” covers fire damage to your vehicle, break-ins, vandalism or theft, as well as natural disasters {hail, hurricane, flood, etc.—unless the vehicle is overturned, then it is considered a collision).
- Florida Automobile Insurance “Medical payments insurance” guarantees emergency and related medical payments, usually in the range of $5,000 to $10,000, for you, your passengers and other parties, regardless of who is at fault. It also covers you and members of your household in any accident involving an automobile, whether you are on foot, in a friend’s car or riding a bicycle, etc.
- Uninsured motorist (UM) and underinsured motorist (UIM) coverage protects you and your passengers if injured in an accident with drivers carrying insufficient liability coverage.
- Extra coverage to your Florida Automobile Insurance in Jupiter and Palm Beach Gardens; include expenses for towing, labor and temporary replacement vehicles, etc. These are generally defined as add-ons or endorsements to your policy.
It is important to understand exactly what it is your auto insurance covers. After all, without adequate coverage you may find yourself dealing with heavy damage but no way to pay for it. Your insurance agent can help you with this!
Uses for Motorcycle Insurance in Jupiter and Palm Beach Gardens, FL?
Motorcycle insurance can be used for the following:
Your Florida Homeowners Insurance policy lists the specific monetary limits for personal property under what is called “Special Limits.” Those limits usually are:
- dirt bikes
- motorcycles
- scooters
- two wheelers
- trikes
- touring bikes
- and more!
Why are rates different for different cars, even if the cars cost the same?
Vehicles are also grouped into categories for Florida Automobile Insurance, according to their likelihood of being damaged, vandalized or stolen. Insurers generally consider the size and type of vehicle, as well as the value and the cost of repairs (which can vary greatly, even on vehicles that cost roughly the same). Thus, a new station wagon is expected to hold up better in an accident than a sports car or a subcompact.
Putting Florida Automobile Insurance aside, safety is key when buying an automobile. Your life depends on it! Some cars are considered safer than others because of their performance record in safety tests and real accidents.
That’s why you should research insurance coverage before you buy your car. It helps you to understand the actual cost and indicates those vehicles with good safety records.
Receive a free quote on insurance coverage for your automobile, business, car, commercial, flood, home, and property from Route 1 Insurance..